Zopa is the first marketplace for lending and borrowing. Trustworthy people lend money directly to other trustworthy people – and by dealing with each other, rather than banks, they've formed a community of savvy, like-minded individuals.
"So, where don't Word and Excel compete well today? The very place that online tools shine: collaboration. Microsoft would like you to believe that that's why your enterprise needs SharePoint, but that's just another form of lock in and ignores that fact
